Wealth With Aakarsh

How to Look at Mutual Fund Past Performance Without Getting Confused? When it comes to investing in mutual funds, the first thing most people check is the fund’s past performance. While it’s a useful starting point, focusing only on returns can lead to confusion. The reality is, past performance isn’t the only thing that should guide your decision. Let’s break down how to look at a mutual fund’s past performance and what else you need to keep in mind before investing. Past Performance Is Not the Whole Picture The big disclaimer here: past performance doesn’t guarantee future returns. Markets change, and what worked yesterday might not work tomorrow. That said, past performance is still helpful for understanding how a fund has handled different market situations, like ups and downs. How to Read Past Performance Simply Instead of focusing just on how much a fund has made, here’s what you should check: 1. How Did the Fund Perform in Good and Bad Markets? You don’t want a fund that only p...

Let’s be honest—no one really loves talking about creating a will. It’s one of those topics that we tend to put off, thinking, “I’ll get to it later.” But here’s the thing: later doesn’t always come. And when it doesn’t, the people who mean the most to us are often the ones left dealing with the mess. So, let’s dive into why creating a will is one of the smartest, most loving things you can do for yourself and your loved ones. Don’t worry—it’s not as daunting as it sounds! What’s a Will Anyway? (Spoiler: It’s Not Just for the HNIs!) When you hear “will,” you might picture a wealthy billionaire dividing up their fortune. But here’s the reality—if you own anything at all (yes, even that savings account or your prized cricket memorabilia), a will is for you. It’s your way of saying, “This is what happens to my stuff, and this is who takes care of my loved ones” if you’re not around to say it yourself. Think of a will as your personal blueprint. Without it, you leave the state to decide wh...