Wealth With Aakarsh

When it comes to investing, many people chase after the next big thing—the highest returns, the hottest stock, or the best mutual fund. However, successful investing is about much more than that. It's about managing distractions, focusing on what works for you, making disciplined decisions aligned with your personal goals, and smart diversification. Ultimately, investing is a long-term journey of growing and preserving your wealth for the future. Whether you're new to investing or looking to fine-tune your strategy, these insights will help you achieve better financial outcomes. Tune Out the Noise in the Market The media bombards us daily with stock tips, predictions, and endless expert opinions. Headlines scream, "Top Stocks to Watch" or "Where the Market is Headed Next," making it easy to feel overwhelmed or start second-guessing your decisions. You might think: "These experts know more than me." "Maybe I should change my portfolio based on ...

I f you’ve been scrolling through social media recently, you’ve probably come across multiple posts raving about the benefits of SWP or Systematic Withdrawal Plans. It’s suddenly the talk of the town. But SWP is not new. It’s been around for quite a while, helping investors manage their finances with a steady stream of income. So, let’s cut through the hype and understand what SWP actually is, who should consider it, and whether or not it qualifies as an “investment.” How Does SWP Work? At its core, SWP allows you to withdraw a fixed or variable amount of money from your mutual fund investments at regular intervals—monthly, quarterly, annually—whichever suits your needs. It’s like getting a paycheck from your own investments. Let’s look at an example: Say you’ve invested ₹10 lakhs in a mutual fund, and you decide to set up an SWP that withdraws ₹10,000 every month. Over time, this withdrawal will be funded by both the returns generated from your investment and your capital itself. The...

Recently, I attended an interactive session with Vijay Shekhar Sharma, the CEO of Paytm. Saying I was surprised by his humility would be an understatement. He’s the kind of person who, after sharing insightful stories during the session, stays behind, chatting with everyone like they’re old friends—sharing ideas, beliefs, and experiences with genuine warmth and simplicity. The session itself was light-hearted, full of humor, and packed with personal stories about his journey with Paytm—and even before that. Here’s what really stood out for me: "Make That Call" What hit home the most was how Mr. Sharma responded to questions about handling tough moments—whether it was finding mentors, fundraising, or dealing with situations where nothing seemed to be working. His advice? Just make the call. He explained that too often, we let fear, doubt, or pride hold us back, preventing us from reaching out for help. In his words, people are usually far more willing to assist than we assume....